Homeowners Insurance Reduced Within 5 Miles of HLVFD Station: The Holly Lake VFD was assigned a Property Protection Class (PPC) "5" that applies to all structures within 5 miles of the HLVFD station. This is a PPC that is usually reserved for fire departments that have access to a municipal water hydrant system with viable water hydrants at least every 1,000 feet. The HLVFD was able to demonstrate that they (and the neighboring automatic aid fire departments) could meet the required water flow by using water tank trucks and approved dry hydrants and suction points on the local spring fed lakes to refill the trucks in addition to the few actual water hydrants available. This resulted in an approved alternative water supply to provide water for structure fires and lower insurance rates. Make sure your insurance agent is aware of your PPC to get the best rate. This Letter from the State confirming our PPC may be useful with your insurance company.